Personal Auto

 

 

States: CA

 

 

RMIS offers a number of personal auto programs in California accepting those drivers that have no mvr activity and those having plenty including both minor and major violations and accidents.  RMIS has longstanding relationships with its markets flourishing well over two decades.  RMIS underwriting standards and self-expectations have proven to be very profitable allowing RMIS to continue to offer competitive pricing with superior service.

 

All Personal Auto Programs offer Low Down Payments and Low Monthly Payments making coverage sensible to start and inexpensive to maintain.

 

 

Carriers:

Harco National Insurance Company, rated A- by A.M. Best

Topa Insurance Company, rated A- VII by A.M. Best

Sterling Casualty Insurance Company (SCIC)

 

 

 

 

Harco - Liability & Physical Damage Coverage

 

 

Liability Limits

Bodily Injury & Property Damage

 

$15,000 / $30,000 / $10,000

$25,000 / $50,000 / $25,000

$50,000 / $100,000 / $50,000

$100,000 / $300,000 / $50,000

$250,000 / $500,000 / $100,000

 

Uninsured Motorist Limits

Bodily Injury & Property Damage

 

 

$15,000 / $30,000     Bodily Injury

$3,500                       Property Damage

(Collision Deductive Waiver Available)

 

Medical Payment Limits

 

$500

$1,000

$2,000

$5,000

 

Comprehensive & Collision Deductibles

 

$250 / $250            $1,000 / $1,000

$475 / $475            $2,000 / $2,000

$500 / $500            $5,000 / $5,000

       $975 / $975

 

 

 

Discounts Available: Good Driver, Multi-Car, Four Door Vehicle, LoJack, Renewal

 

Vehicle ValuesUp to $300,000 for Physical Damage.  Value Rated, NOT by Territory.

 

Other Coverage: Towing & Roadside Assistance offered through Nation Safe Drivers, Lienholder Deductible Options, Lessor Liability Endorsement, Special Equipment

 

Accepting drivers with up to 8 points.  If applicant has more than 8 points, please call our RMIS Underwriting Department for Approval.

 

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Sterling Casualty Insurance Company (SCIC) Classic & Vista                                            

 

 

Liability Limits

Bodily Injury & Property Damage

 

$15,000 / $30,000 / $5,000    (15/30/5)

$15,000 / $30,000 / $10,000 (15/30/10)

 

Uninsured Motorist Limits

Bodily Injury & Property Damage

 

$15,000 / $30,000     Bodily Injury

$3,500                       Property Damage

(Collision Deductive Waiver Available)

 

Medical Payment Limits

 

$500

$1,000

 

Comprehensive & Collision Deductibles

 

$250 / $250

$500 / $500

$1,000 / $1,000

$2,000 / $2,000

 

 

 

Discounts Available: Good Driver, Multi-Car, Four Door Vehicle and Renewal

 

Other Coverage: Special Equipment Available

 

Accepting drivers with up to 14 points.  If applicant has more than 14 points, please call our RMIS Underwriting Department for Approval.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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Topa Insurance Company - Liability and Physical Damage Coverage

 

 

Liability Limits

Bodily Injury & Property Damage

 

$15,000 / $30,000 / $5,000    (15/30/5)

$15,000 / $30,000 / $10,000 (15/30/10)

(Higher Limits Available, Call RMIS)

 

Uninsured Motorist Limits

Bodily Injury & Property Damage

 

$15,000 / $30,000     Bodily Injury

$3,500                       Property Damage

(Collision Deductive Waiver Available)

 

Medical Payment Limits

 

$500

$1,000

 

Comprehensive & Collision Deductibles

 

$250 / $250

$500 / $500

$1,000 / $1,000

$2,000 / $2,000

 

 

 

Discounts Available: Good Driver, Good Student, Multi-Car, Mature Driver, Renewal

 

Other Coverage:  Special Equipment Available

 

Accepting Physical Damage requests for vehicles valued up to $70,000.  High Value Vehicle Limits Available in other programs listed below or Contact RMIS.

 

Accepting drivers with up to 8 points.  If applicant has more than 8 points, please call our RMIS Underwriting Department for Approval.

 

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Applications / Forms